If you are just interested in CNC as a hobby then build one yourself. If you are interested in it as a tool, then buy one.
If you can take a block of wood and turn it into a neck in 1 hour (profiling, headstock contours, tuning peg hole drilling, and carving), then don't waste time with CNC!
It would be hard to make a similar argument against CNC for inlay.
One-off's are pretty easy if they are truly one-offs. You have to design everything at some point...and if you have your CAD skills down then modifying existing drawings and making code from them is pretty trivial.
For metalworking, you need a CNC mill, not a CNC router. Unless you can afford something suitable for both (i.e. a used Fadal for between $25 and 50k) then you will need to chose one or the other. You definitely don't want to do metal working with a K2.
I use Fadal's at work and I have a K2 at home. CNC is the way to go for me...but I have 15+ years of CAD. If you aren't up to par on CAD then that is the first step.
I pretty much do CNC all day, most days, let me know if you have any questions.
G-Eng