Well ... two out of three ain't bad. Actually I'm in my 40's.
How I got started ... I use to be one of the main writter for Harmony Central, back when they actually had writters and not just an endless string of press releases. I use to do an series of articles from the NAMM show called the "Golden Axe Awards," where we would rate the top 10 guitars in different categories at the show. One of the categories, and my favor, was the "Unlimited" section. Price was no object, the more ornate the better. The very first year we did these award one of the PRS dragons won. While writing these articles I really fell in love with inlay and the art that went into it.
I had taken art classes in college and was a pretty good drawer/painter, but those 2d forms of art never really seemed to keep by interest for long. I had also babbled in wood working. So, I started inlaying as a hobbit. I purchased a small collection of tools and materials and had at it. My first attempt was on an old table that use to belong to my grandmother. There was a company out there that offered a class you could take on-line on inlaying. But, I was a cheap a$%, and didn't take it. However, I noticed that for their final project they inlaid a butterfly. I do a butterfly. So, I set off on my first project, a butterfly on my Grandmother's table. It was a 52 piece design made out of 11 different materials. I found out later that the butterfly assignment in that on-line class was 6 pieces :-)
Well, I swore a lot and made a lot of mistakes both big and small on that first project. The routing was so bad in one spot that I actually added to the design to cover it up. Took me like a month to finish it. After that, I said never again. Three weeks later I took a belt sander to one of my Grandmother's other old tables :-) I guess at that point I was hooked. When I had driven my family nuts inlaying just about everything wood in the house, I turned to my guitar collection (small though it my be). Tcovers, fret inlays, whatever. A friend asked me if I would do a small project for him. GREAT! another job to do, what fun. When he picked it up he said, "So how much do I owe you?" Bing!!! Money!!!
It took a lot of marketing work to get things going and I was lucky with a couple of really good breaks early on (chance meetings with people who help me get started), but the rest is history as they say, plus I'm getting tire of typing :-)